Whether you're purchasing a home or refinancing, Idaho Housing offers unique loan products including conventional loans, Rural Housing development, FHA and VA loans.  We also offer unique features such as: 

  • Lowest financing rates in Idaho
  • Low down payment and closing cost assistance
  • Homebuyer tax credits where you can get up to $2,000 tax credit on your tax return.
  • Local quality loan servicing customer service for the life of your loan.

Ready to get started? Check your eligibility here.