<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.idahohousing.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.idahohousing.com/blog/</loc>
		<lastmod>2026-11-03T22:18:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/rate-relief-for-first-time-home-buyers-in-idaho/</loc>
		<lastmod>2024-01-16T16:12:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/07/rare-relief-for-first-time.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-the-family-self-sufficiency-program-put-an-idaho-woman-on-the-path-to-homeownership/</loc>
		<lastmod>2024-01-16T16:12:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/07/family-self-sufficiency.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/a-bright-future-for-a-local-charter-school/</loc>
		<lastmod>2024-01-16T16:13:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/07/charter-school.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/addressing-a-lack-of-affordable-housing-in-teton-county/</loc>
		<lastmod>2024-01-16T16:13:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/07/Downtown-Driggs-1024x576-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/transforming-a-boise-familys-house-into-a-home/</loc>
		<lastmod>2024-01-16T16:16:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/02/Althea-Living-Room-1-large-1024x768-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/homeless-to-housed-the-program-that-helped-a-man-into-a-home/</loc>
		<lastmod>2024-01-16T16:17:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/02/Reggie-rental-office-1024x576-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/financial-backing-helps-grow-small-businesses/</loc>
		<lastmod>2024-01-16T16:23:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/Pocatello-Sod-4-1024x576-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/providing-new-affordable-housing-in-blaine-county/</loc>
		<lastmod>2024-01-16T16:23:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/Ribbon-Cutting-1024x576-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/future-homebuyers-start-smart-start-here/</loc>
		<lastmod>2024-01-16T16:23:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/Finally-Home-HBE-Thumbnail.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-housing-and-finance-looks-to-the-future-with-enotes/</loc>
		<lastmod>2024-01-16T16:24:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/eNote-blog-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/understanding-escrow/</loc>
		<lastmod>2024-01-16T16:31:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/EscrowHouse.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/ihfas-new-board-member-discusses-affordable-housing-economic-development/</loc>
		<lastmod>2024-01-16T16:31:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/Ludwig-blog-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/s/Scot-Ludwig-TU-250x300.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-housing-nonprofits-awarded-380000-for-covid-19-response/</loc>
		<lastmod>2024-01-16T16:32:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/family-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/community-partners-break-ground-on-affordable-housing-development-that-will-help-house-homeless-veterans/</loc>
		<lastmod>2024-01-16T16:39:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/web-3-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/shelters-to-shipping-containers-idaho-nonprofits-work-to-meet-housing-needs/</loc>
		<lastmod>2024-01-16T16:40:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/shipping-container.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-you-can-become-an-informed-homebuyer/</loc>
		<lastmod>2024-01-16T16:40:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/07/rare-relief-for-first-time.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-small-business-loan-program/</loc>
		<lastmod>2024-01-16T16:41:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/koto-sign-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/housing-nonprofits-receive-help-thanks-to-avenues-for-hope/</loc>
		<lastmod>2024-01-16T16:41:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/AFH-18-Window.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/homeownership-a-new-reality-for-idaho-veteran/</loc>
		<lastmod>2024-01-16T16:52:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/SMihfa21-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/modular-homes/</loc>
		<lastmod>2024-01-16T16:53:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/11/linder-2-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/housing-voucher-section-8/</loc>
		<lastmod>2024-01-16T16:53:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/voucher-picture-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/o/online-portald-final-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/w/wait-list-final.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/boise-housing-market/</loc>
		<lastmod>2024-01-16T16:54:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/10/boise-skyline-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/eagle-idaho-senior-apartments-cottonwood/</loc>
		<lastmod>2024-01-16T16:54:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/cottwonwood-5.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/5-things-can-protect-home-winter/</loc>
		<lastmod>2024-01-16T16:55:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/winterize-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/flood-insurance-in-idaho/</loc>
		<lastmod>2024-01-16T16:55:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/flooding-picture-2-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/bonneville-hotel-idaho-falls/</loc>
		<lastmod>2024-01-16T16:55:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/bonneville-2-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/banking-leader-joins-idaho-housing-and-finance-board/</loc>
		<lastmod>2024-01-16T16:59:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/03/InkedTracy-Silver_Headshot_LI.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/i/InkedTracy-Silver_Headshot_LI-210x300.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/tips-for-lowering-your-monthly-utility-bills/</loc>
		<lastmod>2024-01-16T17:00:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/Paying-bills-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-is-stepping-up-for-idaho-charities/</loc>
		<lastmod>2024-01-16T17:16:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/AFH_2020_HomeSlider_Banner-1024x262-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/f/fundraising-growth-300x300.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/homelessness-in-idaho-remains-a-concern/</loc>
		<lastmod>2024-01-16T17:17:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/Homeless-report-hands-pic-1024x728-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-raises-more-than-2-5-million-for-nonprofits/</loc>
		<lastmod>2024-01-16T17:26:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/AFH_Banner.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-provides-a-needed-boost-to-housing-nonprofits-in-idaho/</loc>
		<lastmod>2024-01-16T17:27:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/AFH_Banner.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/homelessness-in-idaho/</loc>
		<lastmod>2024-01-16T17:27:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/Homelessness-Report-image.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-celebrates-a-record-year-in-2022/</loc>
		<lastmod>2024-01-16T17:27:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/DSC_0031-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/d/DSC_0030-1024x683.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/d/DSC_0039-1024x683.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-housing-nonprofits-get-a-2-7-million-boost/</loc>
		<lastmod>2024-01-16T17:28:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/AFH_Banner.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/kids-across-idaho-show-us-what-makes-a-house-a-home/</loc>
		<lastmod>2024-01-16T17:29:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2023/01/House-a-Home-cover.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/from-hard-work-to-homeowner-jalynnes-journey-to-her-first-home/</loc>
		<lastmod>2025-05-23T23:42:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Move-in-day-FSS-Success-Story.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/the-funding-thats-bringing-more-affordable-housing-to-idaho-communities/</loc>
		<lastmod>2025-05-23T23:43:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Black-Feather1-e1748040974241.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/investing-in-stronger-communities/</loc>
		<lastmod>2025-05-23T23:43:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Hailey-Groundbreaking.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/from-renting-to-owning-how-one-idaho-family-found-stability/</loc>
		<lastmod>2025-05-27T17:28:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/N.-Idaho-Homeowners-image.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-a-north-idaho-shelter-helped-a-sandpoint-family-find-independence/</loc>
		<lastmod>2025-07-16T22:05:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/07/IHFA-7621B-e1752703457605.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/making-home-more-affordable/</loc>
		<lastmod>2025-09-04T18:30:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/09/Damian_Hernandez_01.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/home-for-an-expanded-charter-school/</loc>
		<lastmod>2025-09-11T19:02:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/09/TVCA-Fruitland-School-e1757617363143.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/09/TVCA-students-playing-violins.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/09/Construction-Photo-best-one.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/finding-home-after-hardship/</loc>
		<lastmod>2025-09-24T13:37:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/09/Alisa_Abaunza_024-e1758719300312.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/building-hope-and-a-new-future/</loc>
		<lastmod>2025-11-12T22:02:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/11/Heidi-blog-picture-e1762984786483.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/improve-your-home-without-going-into-debt/</loc>
		<lastmod>2025-11-14T19:21:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Blog-Improve-Your-Home.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/is-making-extra-mortgage-payments-right-for-you/</loc>
		<lastmod>2025-11-14T19:30:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Blog-Making-Extra-Mortgage-Payments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/you-own-your-home-now-make-your-credit-work-for-you/</loc>
		<lastmod>2025-11-14T19:38:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Blog-Make-Your-Credit-Work.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/mortgage-payment-timing-what-you-need-to-know/</loc>
		<lastmod>2025-11-14T19:38:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Blog-Mortgage-Payment-Timing.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/whats-your-home-equity-looking-like-these-days/</loc>
		<lastmod>2025-12-01T18:42:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/12/Blog-Home-Equity.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-permanent-supportive-housing-is-stabilizing-lives-in-idaho/</loc>
		<lastmod>2026-01-29T22:43:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/01/New-Path-Community-Housing-2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/timing-the-market-when-is-the-right-time-to-buy-a-home/</loc>
		<lastmod>2026-02-05T19:51:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/02/When-is-the-right-time-image.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/should-you-refinance/</loc>
		<lastmod>2026-04-22T20:15:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/Piggy-Bank-and-house_951812406-medium-1024x622-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/youre-a-homeowner-now-lets-build-on-that-success/</loc>
		<lastmod>2026-05-15T11:31:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/05/iStock-1352499445.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/from-renters-to-proud-homeowners-how-bruno-and-katherine-made-it-happen/</loc>
		<lastmod>2026-06-25T15:04:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/05/Financial-Literacy-image.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/new-apartments-lasting-affordability/</loc>
		<lastmod>2026-09-04T14:47:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/09/Denton-071026-01-RGB-e1788427457709.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/from-idaho-startup-to-national-success/</loc>
		<lastmod>2026-09-04T14:47:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/08/SAALT-5-e1787047239677.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/adare-manor-brings-more-affordable-housing-to-downtown-boise/</loc>
		<lastmod>2026-09-14T12:07:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/Adare-Manor-1024x576-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-supports-idaho-housing-nonprofits/</loc>
		<lastmod>2026-09-14T12:19:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/42448880_2239438276089246_5798342670078181376_o.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/children-on-what-makes-a-house-a-home/</loc>
		<lastmod>2026-09-14T12:26:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/CalendarBlogBanner-1024x256-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/federal-government-shutdown-and-idaho-housing/</loc>
		<lastmod>2026-09-14T12:39:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/Paying-bills-1024x683-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/homelessness-fundraiser/</loc>
		<lastmod>2026-09-14T13:22:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/huds-carson-innovation-partnerships-key-to-affordable-housing/</loc>
		<lastmod>2026-09-14T13:38:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/08/web-2-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-homeless-student-statistics/</loc>
		<lastmod>2026-09-16T11:08:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/homeless-students-2-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/lower-mortgage-rates-for-idahos-essential-workers/</loc>
		<lastmod>2026-09-16T11:22:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/HeroHomes_1200X630-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/idaho-eviction-rate/</loc>
		<lastmod>2026-09-16T11:31:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/evition-2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/v/Vanessa-Fry-Boise-State.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/new-path-community-housing/</loc>
		<lastmod>2026-09-16T11:32:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/new-path-5-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/state-of-homeless-in-idaho/</loc>
		<lastmod>2026-09-16T11:42:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2019/07/homelessness-report-2-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/states-look-to-boise-to-help-solve-homelessness-issue/</loc>
		<lastmod>2026-09-16T11:45:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2018/12/montana-grop-2-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/the-partnerships-and-projects-that-make-idaho-communities-better/</loc>
		<lastmod>2026-09-16T13:06:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2022/01/Community-Report-backdrop-1024x575-1.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-a-reverse-mortgage-provided-financial-comfort/</loc>
		<lastmod>2026-09-30T10:25:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/09/Raymond-B1-5-1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/09/Raymond-B1-16-1024x681.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/building-a-future-through-financial-foundations/</loc>
		<lastmod>2026-10-21T22:10:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/10/573A6243.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-an-idaho-family-turned-hope-into-homeownership/</loc>
		<lastmod>2026-11-02T19:11:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/09/573A1769.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/09/573A1457-683x1024.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/easing-the-stress-of-homebuying-with-finally-home/</loc>
		<lastmod>2026-11-02T19:12:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/04/DSC02478.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/budgeting-basics-your-toolkit-for-financial-confidence/</loc>
		<lastmod>2026-11-02T19:12:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/12/Blog-Budgeting-Basics.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/why-every-homeowner-needs-a-cushion-for-the-unexpected/</loc>
		<lastmod>2026-11-02T19:13:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2026/01/blog-budgeting.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/solid-foundation-for-homeownership/</loc>
		<lastmod>2026-11-02T19:13:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/08/Financial-Foundations.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/08/Financial-Foundations-three.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/08/Financial-Foundations-two.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/how-to-prepare-for-natural-disasters-protecting-your-home-and-family/</loc>
		<lastmod>2026-11-02T19:14:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2025/07/Blog-Protect-Your-Home-Family.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.idahohousing.com/blog/avenues-for-hope-tops-160000-less-than-two-days/</loc>
		<lastmod>2026-11-03T22:18:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.idahohousing.com/wp-content/uploads/2021/09/AFH_2020_HomeSlider_Banner-1024x262-1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://www.idahohousing.com/app/media/jpg/a/avenues-for-hope-graph.jpg</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->