Longtime Idaho banker Tracy Silver is the newest member of the Idaho Housing and Finance Association’s board of commissioners.
Silver has 38 years of experience in the banking industry, including 27 years in senior management. His financial experience underscores his commitment to serving Idaho’s growing communities.
“Idaho Housing plays an important role in our state,” Silver said. “I am excited to be a part of this organization as it invests in housing and economic development opportunities across Idaho.”

Tracy Silver
Silver, who will serve a four-year term, was appointed by Idaho Gov. Brad Little. He joins Chairman Steven Keen, Vice Chairman Ralph Cottle, Mark Dunham, Jeffrey Nesset, Nancy Vannorsdel and Scot Ludwig on Idaho Housing’s seven-member board.
“It’s a privilege to welcome Mr. Silver to our board,” said Gerald M. Hunter, president of Idaho Housing and Finance Association. “His financial expertise and community service make him a valuable addition to our organization.”
Silver began his banking career in 1982 and retired in 2020 from U.S. Bank, where he most recently served as the wealth management director for Idaho and Washington. He is the past president of U.S. Bank’s Southern Idaho region and has served as the chair of the Idaho Bankers Association board of directors.
Over the years, Silver has served in leadership positions for a number of civic and professional organizations, including the Melba School Board, the Caldwell Chamber of Commerce and the St. Luke’s Foundation.
Silver graduated from The College of Idaho in 1982 with a bachelor’s degree in business administration.
Idaho Housing and Finance Association is a unique, Idaho-based financial institution and provider of housing and economic development services. As an independent entity, it sustains its business operations through earned fees and revenues similar to any private financial institution.