Home Loans

Why Idaho Housing? Low mortgage rates and more

Whether you’re buying a house or refinancing, Idaho Housing offers the best home loan options, including conventional loans, Rural Housing development, FHA and VA loans. We also offer unique features such as:

• Lowest financing rates in Idaho
• Down payment and closing cost assistance
• Homebuyer tax credits where you can get up to $2,000 or 35% of the total mortgage interest paid in income tax credits each year for the life of the loan
• Homebuyer education and support through the life of your loan

Eligibility

If you make up to $150,000 per year, you might qualify for one of our home mortgage loan products. Property Types includes: single family, townhouse, condos and manufactured housing.

Check Eligibility