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Home Loans

Choose Idaho Housing for low mortgage rates, down payment assistance, and more.

Home > Homebuyers > Home Loans
Mortgages as low as
5.75%
5.753% APR *30-year fixed rate subject to change

First home? Moving up? Downsizing? Whether you’re buying a house or refinancing, Idaho Housing is your go-to resource.

The best home loan options:

  • Conventional Loans
  • Rural Development
  • Federal Housing Administration Loans
  • Loans for Veterans

Loans available for the most common property types: 

  • Single Family
  • Townhouses
  • Condos
  • Manufactured Housing

If you make up to $170,000 per year, you might qualify for one of our home mortgage loan products. To learn more about eligibility, the lowest financing rates in Idaho, and down payment and closing cost assistance, connect with one of our lending partners today.

Click here for more detailed information about types of loans and rates.

Mortgage Loan Calculator

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These results are an estimate and are not a commitment from Idaho Housing and Finance Association. For more information contact one of our preferred lenders to help you with your buying options.

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