Homeowners

This informational packet is designed to answer common questions about your home loans and help clarify the home mortgage process.

If you’re a homeowner with a mortgage loan through Idaho Housing, you can access your account anytime through our secure online portal. View your account details, check your loan balance, and make payments through HomeLoanServ.

Idaho Housing offers refinancing with highly competitive fixed interest rates. Wondering if refinancing your mortgage is the right option for you? Our knowledgeable loan experts can talk through your options and help you make the best choice for your financial situation. Learn more about refinancing and start a conversation today!

There’s a lot to consider when purchasing a home. Idaho Housing’s Finally Home! homebuyer education course can help you feel prepared to tackle each step. Learn about loan types, closing costs, budgeting, home maintenance, and more. After you complete the purchase of a home, access ongoing support through the Homeowner’s Toolkit and free housing counseling with HUD-approved housing counselors.