

When Tom and his wife, Faithann, found out they had to move out of their rental in St. Maries, they weren’t sure what to do next. With local rents rising fast, finding another affordable place to live felt overwhelming. That’s when Faithann suggested something they hadn’t seriously considered—buying a home. “I was pretty pessimistic,” Tom…

Buying your first home in Idaho just got more affordable. Idaho Housing recently increased income and sales price limits for its First Loan Tax-Exempt home loan product. This means more first-time homebuyers can now access lower rates, often up to 1% lower than other loan programs! In addition to lower rates, eligible buyers can access…

Kiesha can see the finish line. With just two semesters left to complete her master’s degree in social work, she’s looking to the future. She’s putting plans together for her private practice and thinking about the freedom it will give her to set her own hours. She’s thinking about the extra time she’ll spend with…

Whether you are a homebuyer or you are working to become one, Finally Home! is the right choice for you. Finally Home! offers the essential education and expert support to ensure that everyone has the opportunity for a safe, stable home where they can flourish. It even helps move-up homebuyers and renters. We believe so…

爱达荷州住房和金融公司员工每年的使命都是竭尽全力为我们服务的民众提供帮助。我们机构的工作是年度社区报告的重点,该报告着重介绍我们服务的民众、我们的合作伙伴关系以及我们工作的意义所在。爱达荷州住房和金融公司很荣幸向您展示我们的……

Technology has changed the way people buy homes and Idaho Housing and Finance is helping lead the way with the introduction of its eNote program. eNote technology allows Idaho Housing to securely accept, purchase and deliver electronic mortgage notes through the Mortgage Electronic Registration System. MERS says use of eNotes grew 261% in 2020. “Accepting…

The idea of lowering mortgage payments, consolidating debt, or having extra cash on hand can be alluring. You’ll know if refinancing is your best financial move after crunching a few numbers. Let’s get started! Two types of refinanced mortgages: rate-and-term or cash-out When you’re asking a lender to consider you for a mortgage refinance, you’re…

We’ve seen what an important role essential workers in Idaho have played during the COVID-19 pandemic. Whether you are a law enforcement officer, firefighter, paramedic, nurse, doctor, teacher, retail employee, or a current or former member of the military, you’ve stepped up for all of us. Now, Idaho Housing and Finance Association wants to say…