

What began as a way to help relatives living abroad has become a fast-growing Idaho business. Its success did not happen overnight, and it likely would not have happened without Idaho Housing’s Collateral Support Program. In 2018, Cherie and Jon Hoeger founded Saalt to address the need for sustainable alternatives to single-use feminine hygiene products. …

Life moves fast. Between work, family, and day-to-day responsibilities, it’s easy for your mortgage due date to slip your mind. But staying on top of your mortgage payment schedule is essential — not just to avoid late fees, but to protect your credit and stay financially healthy. Idaho Housing’s HomeLoanServ is here to help our…

Yes, you can add value to your home without emptying your savings or racking up debt. With a little elbow grease and a willingness to do it yourself, you can transform your home into the living space you’ve always wanted. Where should you start? As you consider what to do first, look at areas of…

When rising rent costs made Bruno and Katherine reconsider their living situation, they turned to Idaho Housing and Finance for guidance—and found so much more. With the help of a knowledgeable REALTOR® and the Finally Home!® homebuyer education course, they discovered that homeownership was not only possible, it was within reach. The Finally Home!® course…

JaLynne’s move-in day in Idaho Falls was filled with joy and celebration. With the help of friends—and a huge smile—she unpacked the first boxes into her very own home. “Today’s amazing,” she said. “It’s the first house I’ve ever bought. It’s like a dream come true.” That dream didn’t happen overnight. It took years of…

When Tom and his wife, Faithann, found out they had to move out of their rental in St. Maries, they weren’t sure what to do next. With local rents rising fast, finding another affordable place to live felt overwhelming. That’s when Faithann suggested something they hadn’t seriously considered—buying a home. “I was pretty pessimistic,” Tom…

In a quiet neighborhood north of downtown Idaho Falls sits Black Feather Apartments, a 156-unit development catering to Idahoans who struggle to find affordable rental homes. More than 20 percent of Idaho’s approximately 200,000 renter households currently spend 50 percent or more of their income on rent. The state has a shortage of nearly 25,000…

At Idaho Housing and Finance Association, our mission goes beyond mortgage lending — we’re dedicated to strengthening Idaho communities through strategic investments that foster safety, stability, and opportunity. This year, we’re proud to highlight our support for three impactful projects across the state that are creating real change: “This expansion facilitates sustainable, generational change for…

Buying your first home in Idaho just got more affordable. Idaho Housing recently increased income and sales price limits for its First Loan Tax-Exempt home loan product. This means more first-time homebuyers can now access lower rates, often up to 1% lower than other loan programs! In addition to lower rates, eligible buyers can access…