

Owning a home felt like a dream that Kendall and Emily could admire from afar but could never quite achieve. They longed for a place of their own where their family could put down roots. But soaring home prices, considerable debt and everyday expenses conspired to keep the couple among the ranks of renters. Even…

Hannah talked about buying a home for years. The idea first took root in 2019 when her oldest daughter was born. But, like so many big plans, life pushed it further down the list. Six years later, baby No. 3 came into the picture, and this time buying a home couldn’t wait. Still, the process…

Buying a home can seem like a daunting task these days. With high mortgage rates and soaring home values, it’s easy to feel homeownership is out of reach. However, one of Idaho Housing and Finance’s newer programs, Financial Foundations, is designed to help first-time buyers accomplish their financial goals, while increasing their homeownership opportunities. It…

When Tom and his wife, Faithann, found out they had to move out of their rental in St. Maries, they weren’t sure what to do next. With local rents rising fast, finding another affordable place to live felt overwhelming. That’s when Faithann suggested something they hadn’t seriously considered—buying a home. “I was pretty pessimistic,” Tom…

In a quiet neighborhood north of downtown Idaho Falls sits Black Feather Apartments, a 156-unit development catering to Idahoans who struggle to find affordable rental homes. More than 20 percent of Idaho’s approximately 200,000 renter households currently spend 50 percent or more of their income on rent. The state has a shortage of nearly 25,000…

At Idaho Housing and Finance Association, our mission goes beyond mortgage lending — we’re dedicated to strengthening Idaho communities through strategic investments that foster safety, stability, and opportunity. This year, we’re proud to highlight our support for three impactful projects across the state that are creating real change: “This expansion facilitates sustainable, generational change for…

Kiesha can see the finish line. With just two semesters left to complete her master’s degree in social work, she’s looking to the future. She’s putting plans together for her private practice and thinking about the freedom it will give her to set her own hours. She’s thinking about the extra time she’ll spend with…

With its amazing views of the Teton mountains, easy access to the great outdoors and world-class skiing at their doorstep, it’s easy to see why people would want to call the city of Driggs home. Over the past few years, the Idaho community has seen an influx of people moving into the area. Others have…