Our Blog
Welcome to Idaho Housing and Finance Association’s new blog, where you will learn about our many products and services, their impact in Idaho, and related industry news and announcements. Read about our team’s activities as we work together to fulfill our mission to improve lives and strengthen communities in Idaho.
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Building A Future Through Financial Foundations
Read Article: Building A Future Through Financial FoundationsFinancial coaching that made homeownership a reality for an Idaho family While some of the boxes still need to be unpacked, Angela says one thing is already clear: her three daughters are happier in their new home. After years of apartment living, they finally have room to run, play and be kids. “It was always…
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How a Reverse Mortgage Provided Financial Comfort
Read Article: How a Reverse Mortgage Provided Financial ComfortA stretch of neatly mowed green where cattle once grazed has become Raymond’s personal park. It’s the reason he reached out to Idaho Housing and Finance to help him stay in the home where he’s lived for three decades. After retiring, Raymond transformed an old pasture on the 2-acre property he bought in the mid-1990s…
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Easing the Stress of Homebuying with Finally Home!
Read Article: Easing the Stress of Homebuying with Finally Home!Hannah talked about buying a home for years. The idea first took root in 2019 when her oldest daughter was born. But, like so many big plans, life pushed it further down the list. Six years later, baby No. 3 came into the picture, and this time buying a home couldn’t wait. Still, the process…
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Timing the market: When is the right time to buy a home?
Read Article: Timing the market: When is the right time to buy a home?There’s been a lot of talk about the housing market over the past few years. The record-low interest rates of 2021 quickly soared close to 8 percent by 2023. Housing prices jumped to new highs while the number of available homes on the market plummeted. The good news is that housing inventory is climbing now…
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Budgeting Basics: Your Toolkit for Financial Confidence
Read Article: Budgeting Basics: Your Toolkit for Financial ConfidenceLet’s be honest—budgeting doesn’t exactly sound exciting. But, having a plan for your money is one of the best ways to reduce stress, protect your home, and feel more in control of your future. The good news? It’s easier than you might think. We’ve rounded up a few simple tools to help you build a…
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Why Every Homeowner Needs a Cushion for the Unexpected
Read Article: Why Every Homeowner Needs a Cushion for the UnexpectedOwning a home is rewarding, but it can also bring a few surprises. A sudden repair or higher-than-expected utility bill can throw off even the best budget. That’s why setting aside a small cushion can make a big difference—it’s a safety net that helps keep you prepared and stress levels low. Why a Cushion Matters…
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What’s Your Home Equity Looking Like These Days?
Read Article: What’s Your Home Equity Looking Like These Days?Your home isn’t just a place to live—it’s an investment. And one of the most powerful ways it impacts your finances is through home equity. But what exactly is equity, and why should you care about it? What is Home Equity? Simply put, equity is the portion of your home that you actually own. It’s calculated like…
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A Solid Foundation for Homeownership
Read Article: A Solid Foundation for HomeownershipBuying a home can seem like a daunting task these days. With high mortgage rates and soaring home values, it’s easy to feel homeownership is out of reach. However, one of Idaho Housing and Finance’s newer programs, Financial Foundations, is designed to help first-time buyers accomplish their financial goals, while increasing their homeownership opportunities. It…
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