Home Loans

Whether you are a homebuyer or you are working to become one, Finally Home! is the right choice for you. Finally Home! offers the essential education and expert support to ensure that everyone has the opportunity for a safe, stable home where they can flourish. It even helps move-up homebuyers and renters. We believe so...

Every year, the mission of Idaho Housing and Finance employees is to do our best for the people we serve. The work our organization does is the focus of our annual Community Report, which highlights the people we serve, our partnerships and the reasons behind what we do. Idaho Housing is proud to showcase our...

Technology has changed the way people buy homes and Idaho Housing and Finance is helping lead the way with the introduction of its eNote program. eNote technology allows Idaho Housing to securely accept, purchase and deliver electronic mortgage notes through the Mortgage Electronic Registration System. MERS says use of eNotes grew 261% in 2020. “Accepting...

The idea of lowering mortgage payments, consolidating debt, or having extra cash on hand can be alluring. You’ll know if refinancing is your best financial move after crunching a few numbers. Let’s get started! Two types of refinanced mortgages: rate-and-term or cash-out When you’re asking a lender to consider you for a mortgage refinance, you’re...

We’ve seen what an important role essential workers in Idaho have played during the COVID-19 pandemic. Whether you are a law enforcement officer, firefighter, paramedic, nurse, doctor, teacher, retail employee, or a current or former member of the military, you’ve stepped up for all of us. Now, Idaho Housing and Finance Association wants to say...

It’s that time of year when you may be receiving annual property assessments, offering you a preview of what your tax bill may look like this fall. Even though you owe property taxes, there’s a good chance you won’t have to write a check. That’s because if you have a mortgage, your escrow account will...