Our Blog
Welcome to Idaho Housing and Finance Association’s new blog, where you will learn about our many products and services, their impact in Idaho, and related industry news and announcements. Read about our team’s activities as we work together to fulfill our mission to improve lives and strengthen communities in Idaho.
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How a Reverse Mortgage Provided Financial Comfort
Read Article: How a Reverse Mortgage Provided Financial ComfortA stretch of neatly mowed green where cattle once grazed has become Raymond’s personal park. It’s the reason he reached out to Idaho Housing and Finance to help him stay in the home where he’s lived for three decades. After retiring, Raymond transformed an old pasture on the 2-acre property he bought in the mid-1990s…
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How a North Idaho Shelter Helped a Sandpoint Family Find Independence
Read Article: How a North Idaho Shelter Helped a Sandpoint Family Find IndependenceJosie is excited as she talks about the 3-bedroom house her family now calls home in the Sandpoint area. It’s a fresh start for her, her husband Nick, and their five children, which was made possible thanks to their time at Bonner Homeless Transitions. It’s a much brighter picture than two years earlier, when the…
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You Own Your Home – Now Make Your Credit Work for You
Read Article: You Own Your Home – Now Make Your Credit Work for YouStrong credit opens doors—even after you’ve bought your home. Here’s how to keep it working for you. You’ve already reached a major financial milestone: homeownership. But maintaining strong credit continues to be just as important—especially for protecting your investment and planning your next move. Here’s why good credit still matters after you’ve bought a home:…
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Is Making Extra Mortgage Payments Right for You?
Read Article: Is Making Extra Mortgage Payments Right for You?Your home is more than just a place to live. It’s a significant financial investment. We often get questions about whether making extra mortgage payments is a good idea. The answer depends on your financial situation and your goals. Here are some key factors to consider: HomeLoanServ ‘s article, Extra Mortgage Payments: Does It Make Sense…
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Mortgage Payment Timing: What You Need to Know
Read Article: Mortgage Payment Timing: What You Need to KnowLife moves fast. Between work, family, and day-to-day responsibilities, it’s easy for your mortgage due date to slip your mind. But staying on top of your mortgage payment schedule is essential — not just to avoid late fees, but to protect your credit and stay financially healthy. Idaho Housing’s HomeLoanServ is here to help our…
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Improve Your Home Without Going Into Debt
Read Article: Improve Your Home Without Going Into DebtYes, you can add value to your home without emptying your savings or racking up debt. With a little elbow grease and a willingness to do it yourself, you can transform your home into the living space you’ve always wanted. Where should you start? As you consider what to do first, look at areas of…
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From Renters to Proud Homeowners: How Bruno and Katherine Made It Happen
Read Article: From Renters to Proud Homeowners: How Bruno and Katherine Made It HappenWhen rising rent costs made Bruno and Katherine reconsider their living situation, they turned to Idaho Housing and Finance for guidance—and found so much more. With the help of a knowledgeable REALTOR® and the Finally Home!® homebuyer education course, they discovered that homeownership was not only possible, it was within reach. The Finally Home!® course…
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From Hard Work to Homeowner: JaLynne’s Journey to Her First Home
Read Article: From Hard Work to Homeowner: JaLynne’s Journey to Her First HomeJaLynne’s move-in day in Idaho Falls was filled with joy and celebration. With the help of friends—and a huge smile—she unpacked the first boxes into her very own home. “Today’s amazing,” she said. “It’s the first house I’ve ever bought. It’s like a dream come true.” That dream didn’t happen overnight. It took years of…
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From Renting to Owning: How One Idaho Family Found Stability
Read Article: From Renting to Owning: How One Idaho Family Found StabilityWhen Tom and his wife, Faithann, found out they had to move out of their rental in St. Maries, they weren’t sure what to do next. With local rents rising fast, finding another affordable place to live felt overwhelming. That’s when Faithann suggested something they hadn’t seriously considered—buying a home. “I was pretty pessimistic,” Tom…
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