

Every year, the mission of Idaho Housing and Finance employees is to do our best for the people we serve. The work our organization does is the focus of our annual Community Report, which highlights the people we serve, our partnerships and the reasons behind what we do. Idaho Housing is proud to showcase our…

Technology has changed the way people buy homes and Idaho Housing and Finance is helping lead the way with the introduction of its eNote program. eNote technology allows Idaho Housing to securely accept, purchase and deliver electronic mortgage notes through the Mortgage Electronic Registration System. MERS says use of eNotes grew 261% in 2020. “Accepting…

The idea of lowering mortgage payments, consolidating debt, or having extra cash on hand can be alluring. You’ll know if refinancing is your best financial move after crunching a few numbers. Let’s get started! Two types of refinanced mortgages: rate-and-term or cash-out When you’re asking a lender to consider you for a mortgage refinance, you’re…

Longtime Idaho banker Tracy Silver is the newest member of the Idaho Housing and Finance Association’s board of commissioners. Silver has 38 years of experience in the banking industry, including 27 years in senior management. His financial experience underscores his commitment to serving Idaho’s growing communities. “Idaho Housing plays an important role in our state,”…

The article below is one of the many in our Finally Home! Homeowner’s Toolkit, which was created to help homeowners on a variety of topics. The toolkit is a great guide for new homeowners as well as seasoned homeowners, and includes topics such as staying current on your mortgage, refinancing, insurance, budgeting and home maintenance.…

The Avenues for Hope fundraising campaign kicked off the holiday season on Dec. 10 to help 80 Idaho nonprofits that provide essential housing and support services for Idahoans experiencing homelessness. The online fundraising campaign runs through Dec. 31. The 10th annual campaign, put together by The Home Partnership Foundation and Idaho Housing and Finance Association,…

We’ve seen what an important role essential workers in Idaho have played during the COVID-19 pandemic. Whether you are a law enforcement officer, firefighter, paramedic, nurse, doctor, teacher, retail employee, or a current or former member of the military, you’ve stepped up for all of us. Now, Idaho Housing and Finance Association wants to say…

In 2020, more than 2,000 people in Idaho experienced homelessness on any given night, according to the annual Point in Time count. The one-day snapshot of sheltered and unsheltered people took place Jan. 22. It found there were 2,315 people without a place to live across Idaho, the same number counted in 2019. You can read…