Idaho Housing: Your local homebuying partner.

Connecting with a participating lender or mortgage broker in your area can be a game changer. Idaho Housing works with a network of expert lenders in every part of the state. 

• Step-by-step assistance throughout the homebuying process
• Loan recommendations that best fit your needs
• Knowledgeable, trustworthy resources

Pre-approval by a lender will give you a clear understanding of how much home you can afford, helping to narrow your search and making the house hunting process less stressful. 

An experienced REALTOR® is the next step to finding your new home. 

• Evaluate how much homes are worth
• Preview potential homes in your price range
• Help you write the purchase offer
• Negotiate with the seller to get the right price
• Refer you to other professionals to complete the homebuying process

Finally Home!® covers everything from the affordability of homeownership to information about loan types, closing costs, budgeting, and home maintenance. The course sets up first-time homebuyers, as well as move-up homebuyers, for success and sustainable homeownership through pre-purchase education and a post-purchase toolkit full of valuable resources.

• Industry-leading program
• Life-of-loan counseling
• HUD-certified housing counselors 
• The best choice for lending partners and first-time homebuyers.

Before You Buy:

One-on-one connections and guidance from Idaho Housing whenever you need it. 

• Know your housing resources, rights, and responsibilities
• Be equipped with trustworthy financial planning tools
• Understand your credit reports and identify debt-reduction strategies
• Learn how to budget with homeownership in mind
• Connect with regarded legal and financial support

After You Buy:

Sudden loss of income? Debt? Need help with the costs of homeownership? Idaho Housing is here to help you form a financial plan.