What is housing advice?

Idaho Housing is a HUD-approved housing counseling agency. Housing advisement is a free and confidential service provided by our HUD certified housing advisors. Housing advisors help people create manageable budgets, set realistic financial goals, improve credit scores, and avoid delinquency on their mortgage. Most importantly, they are available to answer your questions about housing, paused payments on mortgages, and how to successfully get back on track after forbearance.

Our expert advisors can work as an intermediary between you and your mortgage lender to help you resolve your housing issue and prevent foreclosure on your home. Our goal is to help you determine the right option for your specific situation and keep you in your home.

We will assess every option, which may include:

• Modifying your loan
• Partial Claim
• Refinancing your loan
• Forming an affordable repayment plan