

Financial coaching that made homeownership a reality for an Idaho family While some of the boxes still need to be unpacked, Angela says one thing is already clear: her three daughters are happier in their new home. After years of apartment living, they finally have room to run, play and be kids. “It was always…

Affordable housing is on the minds of many across Idaho as the state has seen property values soar over the past decade. The issue has been an especially hot topic in Blaine County, where climbing home values and soaring rents have forced working-class people and seniors on fixed budgets to leave the region in search…

Whether you are a homebuyer or you are working to become one, Finally Home! is the right choice for you. Finally Home! offers the essential education and expert support to ensure that everyone has the opportunity for a safe, stable home where they can flourish. It even helps move-up homebuyers and renters. We believe so…

The 11th annual Avenues for Hope campaign is kicking off the holiday giving season to help nonprofits provide critical housing and support services to Idahoans in need. The online fundraising campaign, which runs from December 9th through the 31st, is put together by the Home Partnership Foundation and Idaho Housing and Finance Association. It helps…

Every year, the mission of Idaho Housing and Finance employees is to do our best for the people we serve. The work our organization does is the focus of our annual Community Report, which highlights the people we serve, our partnerships and the reasons behind what we do. Idaho Housing is proud to showcase our…

Technology has changed the way people buy homes and Idaho Housing and Finance is helping lead the way with the introduction of its eNote program. eNote technology allows Idaho Housing to securely accept, purchase and deliver electronic mortgage notes through the Mortgage Electronic Registration System. MERS says use of eNotes grew 261% in 2020. “Accepting…

The idea of lowering mortgage payments, consolidating debt, or having extra cash on hand can be alluring. You’ll know if refinancing is your best financial move after crunching a few numbers. Let’s get started! Two types of refinanced mortgages: rate-and-term or cash-out When you’re asking a lender to consider you for a mortgage refinance, you’re…

Longtime Idaho banker Tracy Silver is the newest member of the Idaho Housing and Finance Association’s board of commissioners. Silver has 38 years of experience in the banking industry, including 27 years in senior management. His financial experience underscores his commitment to serving Idaho’s growing communities. “Idaho Housing plays an important role in our state,”…

The article below is one of the many in our Finally Home! Homeowner’s Toolkit, which was created to help homeowners on a variety of topics. The toolkit is a great guide for new homeowners as well as seasoned homeowners, and includes topics such as staying current on your mortgage, refinancing, insurance, budgeting and home maintenance.…